A Tale of Two Mothers

Bill Moller

Bill Moller

In the past we have run articles about different legal issues, but right now I want to share some personal stories.

Two years ago, my mother-in-law starting exhibiting some worrisome behaviors. After spending several months in Florida for assessment and tests, my wife finally moved her mother here to Colorado.  Within a month of moving here we had to place her in a memory care unit at only age 72.  My wife’s mother was not cooperative throughout this process, and we were fortunate to get the documents that we needed to be able to take care of her business for her. My wife is her legal representative and takes care of all of her needs. It has been a very difficult journey, and the journey continues.             My mother-in-law has social security, a pension from the state of Florida, two annuities, and an IRA.  We first placed her in a private pay facility, but watched her funds steadily decrease as we made the payments.  We recently moved her to a Medicaid eligible facility and are working on asset planning to make her eligible for Medicaid.

Just a few months ago my own mother, 82, was admitted into a memory-care facility in Denver.  She went from living at home with my father to a skilled nursing facility to a geriatric psychiatric hospital to where she is now.  Again, before the admission into memory care, we were able to get the necessary documents in order for my father to take care of my mother’s business.

Given these personal experiences, I have decided to expand my practice to Elder Law as well.  I have found that many, many people are going through similar situations, and don’t know what to do.  Many believe that they have too many assets and would never be able to qualify for Medicaid.  I can now advise them to the contrary.  There is more help and more options available than many people are aware of.  I want to help in the education.

This is not easy to write about, but I wanted you to know that if you are going through similar experiences, you are not alone.  Please contact me if I can assist in any way. We can help prepare you and your family in advance.

–       Bill Moller

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